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Researching renter's insurance
Covers things that happen inside the place, not the place itself (e.g. building destruction).
Requiring renter's insurance is common.
Three types of coverage available within renter's insurance:
• Loss of use
• Personal property
• Personal liability (required in our case)
Lots of 'Umbrella policies", which cover a whole bunch of things (Auto, Home, etc.)
• Cost between $150-$300 per year for $1 million coverage
Questions:
• We live together: do we each need renter's insurance?
Call
• State Farm
• Geico
• Nationwide
Computers - $3000 x 2
Jewelry - $1000
Couch - $600
Bed - $500
TV - $300
Clothes - $1000 + $3000
Misc Electronics - $1000
Kitchenware - $500
Misc - $500
Total: $14,400
Hi we need to get a quote on renter's insurance for our new apartment
We need it to include personal liability insurance of at least 300,000 - 1 mil
Also, thinking of getting personal property insurance
Can we get a quote?
Can we do personal liability now and add in the personal prop protection later? Will it be more expensive
We only really care about theft.
should i not give ssn? I guess it's safe.
State Farm
$500 deductible.
Limit is $1000 of jewelry.
Includes $5000 of laptops.
Personal liability is included in the package of $300,000. She thinks we're fine with $300,000.
$25 / year for $300,000 personal liability.
$85/year for $1,000,000 personal liability.
$25,000 in personal property.
Not includes earthquake or flood.
Annual is $164.
$13.6/month.
Farmer's Insurance
$500 deductible.
Personal liability of $300,000.
$25,000 personal property.
$13.17/month.
All State
$500 deductible
Personal liability of $300,000.
$25,000 personal property.
$21/month
name and address of the person we want to be on it. And they'll send them and us a copy.